What are the different purchase plans available?

All of our arrangement packages are available in two different plans to meet your estate and financial planning needs. You can purchase your package outright or buy insurance with low monthly payments.

Here is an overview of each plan:

Outright Plan

Insurance Plan

Avoid monthly premium payments & save yourself from extra costs

Be at ease knowing that you’ll never have to think about another payment again

Perfect for reducing countable assets to help you qualify for Medicaid benefits

Low monthly payments with 100% coverage after 2 years

Total coverage continues after all premiums have been paid

No credit checks or health tests necessary

Whatever plan you choose, you can rest assured your family will have everything they need when they need it. Your investment is triple protected by:

Insurance leader Homesteaders Life Company
The funeral home you choose to work with
Your state’s Insurance Guaranty Association